Cash loans
Money paid into your bank account, for school fees, rent, medical bills, business and more.
About us
Credit for salary earners, built around payday
MicroBuilt Prime gives salary-backed loans to salary earners in Nigeria, mostly public servants. You apply in the app and repay through a fixed monthly deduction from your salary, so there is nothing to remember to pay.
What we offer
Borrowing that fits the rhythm of a salary: an amount whose monthly cost you can see before you apply, repaid in equal deductions until it is cleared.
Asset financing
An item from our catalogue now, with its cost spread over the months ahead.
Top-ups
More on top of a running loan, folded into one monthly deduction.
How repayment works
We work with your employer's payroll, so repayment happens on payday without you lifting a finger.
- 1
We send payroll the month's deduction
Each month we give your employer's payroll a list of what to deduct from each borrower's salary.
- 2
Payroll deducts it from your salary
The fixed amount comes off your pay, and payroll sends back a record of what was actually deducted.
- 3
Your dashboard updates
When that record arrives, the month shows as paid, part-paid or missed, and your balance moves with it.
If a month comes up short, for example when salary is delayed, the gap stays on your balance and you can pay it yourself from the app. What happens when a deduction falls short
What you can count on
Costs before you commit
Interest and fees are shown before you confirm a request, and a running loan keeps the rates it was approved with.
People review every request
Our team looks at each loan, top-up and change of details, and tells you in the app as things move.
Your loan in plain sight
What you borrowed, what's been deducted and what's left, with a statement whenever you want one.
Security by default
Passkeys, two-factor sign-in and verified changes, and we never ask for your password or codes.
Talk to us
Ask our assistant any time, or email [email protected]. The team is in Monday to Friday, 9:00 to 17:00 (Lagos time).
Your next loan is a few minutes away
Create your account, add your work details and send your first request today.